Loans

Working Capital Loan

Rate of Interest Start from: 12% – 15% p.a. (depending on business profile, loan amount & tenure)%

Ensure smooth business operations with Vinayaka Finserv’s Working Capital Loan

Borrow amounts ranging from ?2 Lakhs to ?50 Lakhs to manage day-to-day expenses, inventory, payroll, or other operational needs. Enjoy flexible repayment options, competitive interest rates starting from 12% p.a., quick approval, and minimal documentation. Transparent process ensures hassle-free financing.


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Why Choose Vinayaka Finserv?

Easy Loan Approval Process
Lowest Interest Rates
Flexible Tenure Options
Quick Disbursal
Transparent Process – No Hidden Charges
Doorstep Service
Dedicated Relationship Manager
Wide Network of Banking Partners
Customized Loan Solutions
24×7 Customer Support
Hassle-Free Documentation
Trusted & Secure Financing

Banking and Finance Partners

Documents Checklist for Loan and Financing

For Salaried
  • KYC's (Voter ID, Aadhaar card, Pan card)
  • Security Cheque
  • Salary Slip (Latest 3 months)
  • Form 16 - Part A and B (For the latest 2 years)
  • Salary Account Statement (For the last 6 months)
  • Loan Statement (if any) (For the last 1 year)
For Businessman/Self-employed
  • KYC's (Voter ID, Aadhaar card, Pan card)
  • Security Cheque
  • Business Proof (License)
  • Income Tax Return (For the last 3 years)
  • Profit & Loss and Balance Sheet (For the last 3 years)
  • Current Account Statement (For the last 6 months)
  • Loan Statement (if any) (For the last 1 year)
Note: Above are some essential documents required for the processing of a home loan. The bank may ask for some other documents as per requirement. The processing fee for the loan is payable by the customer as per bank requirements.