Loans

Loan Against Property (LAP)

Rate of Interest Start from: 11% – 14% p.a. (depending on property type, loan amount, and borrower profile)%

Unlock the value of your property with Vinayaka Finserv’s Loan Against Property.

Borrow funds ranging from ?5 Lakhs to ?2.5 Crores by mortgaging your residential or commercial property. Enjoy competitive interest rates starting from 11% p.a., flexible repayment options, and tenure up to 15 years. Ideal for business expansion, debt consolidation, medical emergencies, or large personal expenses. Minimal documentation, fast approval, and complete transparency with no hidden charges.


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Why Choose Vinayaka Finserv?

Easy Loan Approval Process
Lowest Interest Rates
Flexible Tenure Options
Quick Disbursal
Transparent Process – No Hidden Charges
Doorstep Service
Dedicated Relationship Manager
Wide Network of Banking Partners
Customized Loan Solutions
24×7 Customer Support
Hassle-Free Documentation
Trusted & Secure Financing

Banking and Finance Partners

Documents Checklist for Loan and Financing

For Salaried
  • KYC's (Voter ID, Aadhaar card, Pan card)
  • Security Cheque
  • Salary Slip (Latest 3 months)
  • Form 16 - Part A and B (For the latest 2 years)
  • Salary Account Statement (For the last 6 months)
  • Loan Statement (if any) (For the last 1 year)
For Businessman/Self-employed
  • KYC's (Voter ID, Aadhaar card, Pan card)
  • Security Cheque
  • Business Proof (License)
  • Income Tax Return (For the last 3 years)
  • Profit & Loss and Balance Sheet (For the last 3 years)
  • Current Account Statement (For the last 6 months)
  • Loan Statement (if any) (For the last 1 year)
Note: Above are some essential documents required for the processing of a home loan. The bank may ask for some other documents as per requirement. The processing fee for the loan is payable by the customer as per bank requirements.