Loans

Home loan

Rate of Interest Start from: Starting from 8.50% p.a. onwards%

Turn your dream of owning a home into reality with Vinayaka Finserv’s Home Loan

Avail funding up to ?1 Crore with attractive interest rates, flexible tenure of up to 30 years, and easy EMI repayment options. Whether you’re buying a new house, constructing your dream home, or renovating an existing property, we provide quick approvals, minimal documentation, and complete transparency. Trusted solutions designed to make your homeownership journey smooth and affordable.


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Why Choose Vinayaka Finserv?

Easy Loan Approval Process
Lowest Interest Rates
Flexible Tenure Options
Quick Disbursal
Transparent Process – No Hidden Charges
Doorstep Service
Dedicated Relationship Manager
Wide Network of Banking Partners
Customized Loan Solutions
24×7 Customer Support
Hassle-Free Documentation
Trusted & Secure Financing

Banking and Finance Partners

Documents Checklist for Loan and Financing

For Salaried
  • KYC's (Voter ID, Aadhaar card, Pan card)
  • Security Cheque
  • Salary Slip (Latest 3 months)
  • Form 16 - Part A and B (For the latest 2 years)
  • Salary Account Statement (For the last 6 months)
  • Loan Statement (if any) (For the last 1 year)
For Businessman/Self-employed
  • KYC's (Voter ID, Aadhaar card, Pan card)
  • Security Cheque
  • Business Proof (License)
  • Income Tax Return (For the last 3 years)
  • Profit & Loss and Balance Sheet (For the last 3 years)
  • Current Account Statement (For the last 6 months)
  • Loan Statement (if any) (For the last 1 year)
Note: Above are some essential documents required for the processing of a home loan. The bank may ask for some other documents as per requirement. The processing fee for the loan is payable by the customer as per bank requirements.